A fundamental problem underlying any enterprise which is also common place in Nigerian banks is how the workers of the financial institution (banks) can be SO organized, developed and managed in order to attain the highest level of efficiency, productivity, thus this study, was done to ascertain the impact of job satisfaction on productivity in the... Continue Reading
This is a study of credit risk management in the Nigerian banking industry. The study seeks to examine how credit risk arises in the banking sector and the possible impacts on the economy. In a simple explanation credit risk is a term which denote that possibility on the part of a debtor not to honour the loan advanced to him as at when due, or cre... Continue Reading
Despite widespread poverty in the rural areas of Nigeria, untapped savings do exist that could be used for capital accumulation and economic empowerment. The level of funds mobilized by banks is quite low due to poor banking habits and cultural orientation of the people. Most banks are located in urban or semi-urban areas denying majority of ru... Continue Reading
Rural Development generally in the Nation, is supposed to be accorded the priority attention it deserves in the planning and implementation of capital projects in the country. This is because a large percentage of the people live in the Rural Areas. Policies of the three-ties of Governments (Federal, Sta e and Local Governments) are supposed to be ... Continue Reading
Perhaps one of major growing crisis face today by the world inhabitants is environmental crisis. Such issues as ozone layers depletion, acid rain, drought, pollution, species extinction, habit destruction, global warming, and green house effect continue to pose treat to the continuation of life on the planet. Most, if not all of the above are cau... Continue Reading
Marketing channel strategy is one of the major strategic areas of marketing management, fits under the distribution (place) variable in the marketing mix. Management must develop and operate its marketing channels in such a way as to support and enhance the other strategic variables of the marketing mix in order to meet the demands of the firm's t... Continue Reading
The growing awareness of the potential of microfinance in poverty reduction, economic growth and development, coupled with the emergence of several highly successful and fast growing microfinance institutions, has effectively put the issue of microfinance on the political agenda of most developing countries. Well performing financial institution ha... Continue Reading
The aim of this study was to conduct a comparative study, on the productivity of hybrid and open-pollinated maize, of farmers in Giwa Local Government Area (LGA) of Kaduna state. Precisely, using structured questionnaire through purposive and random sampling, it evaluated current hybrid and open-pollinated maize production technologies by; describi... Continue Reading
This study is entitled "The Effectiveness of Communication on Staff Performance in an Organisation: A Study of Nigerian Television Authority (N.T.A) Kaduna". It is obvious in most organisations that ineffective communication brings about poor working relationship, suspicion as well as conflict which to a large extent affects performance within ... Continue Reading
This research work is on the Impact of Tertiary Education Trust Fund on the Development of some selected Tertiary Institutions. Education in Nigeria has been facing a lot of challenges and problems which affect the standardization of the sector for many years. Despite the effort of the past administrations to overcome the problems facing the sector... Continue Reading
This study investigates the impact of capital structure on the performance of quoted conglomerates firms in Nigeria by analyzing the relationship between financial performance measured by return on asset (ROA), earnings per share (EPS) and net margin (NM) with Short term debt and long term debt. Two variables also identified in literature to have... Continue Reading
The study investigates the possibility of the WAMZ member countries converging towards the formation of a second monetary arrangement within the West African sub-region by 2015. In this line targets were set for the member countries to be met in order to ensure a strong and viable unification. Hence, the precondition for the take-off requires th... Continue Reading
Deposit Insurance Scheme (DIS) is a key component of most financial systems worldwide. It is an active component of the financial safety-net put in place by governments as a means of intervening in the financial system because of the important roles it plays in protecting depositors. This research work is an attempt to ascertain whether or not NDIC... Continue Reading
Since the emergence of Global System of Mobile Telecommunication (GSM) sector in Nigeria, operators have and are still investing huge amount of money on advertising, upgrade of facilities and expansion to deliver superior (quality) service. The study examined how the Brand Association impact on Consumer Patronage of GSM Service Providers in Kaduna ... Continue Reading
The pension scheme prior to reform was characterized by inadequate funding, remittance and delay in paying retirees their benefits. These and other related problems led to the introduction of the pension reform Act 2004 with the sole aim of addressing some of these problems. This study evaluates Perception of University Employees on the Impact of C... Continue Reading