A bank is an institution which receives surplus funds from the public, safe guard it and give it back to their true owners on request, but part of the money which is not given back to their owners are given to those who are in need of them and can provide collateral security. The need for the banking sector in any economy can not be over-emphasis... Continue Reading
For decades, there have been a lot of complaints about the performance of local governments in terms of the quality of service delivery and the level of impacts of such services to the people at the grassroots level. The problem may be attributed to low level of autonomy enjoyed by the local governments, over the year or due to political and admini... Continue Reading
This dissertation investigates the relation between Corporate Covernance and discretionary loan loss provision of Nigerian Deposit Money Bank, using institutional shareholding, managerial ownership, board size and audit committee size to proxy for Corporate Covernances and Discretionary Loan Loss Provision was used as dependent variable. The relati... Continue Reading
Since the emergence of Global System of Mobile Telecommunication (GSM) sector in Nigeria, operators have and are still investing huge amount of money on advertising, upgrade of facilities and expansion to deliver superior (quality) service. The study examined how the Brand Association impact on Consumer Patronage of GSM Service Providers in Kaduna ... Continue Reading
The main objectives or focus of this study was to examine subsidiaries financing, using First Bank of Nigeria (FBN) Plc as a reference point. Subsidiaries financing refer to the provision of funds for the operation of subsidiaries by a parents company. FBN, Plc is a financial institution established since 1894 with the purpose of enhancing banking ... Continue Reading
The study aims at assessing the problems and prospects of small and medium enterprises (SMEs) in Nigeria. The objectives of the study are to: identify and assess the key factors responsible for the relatively low performance and failure of the SMEs survival; investigate the reasons why programmes designed by government to boost manufacturing SMEs p... Continue Reading
Child mortality is a tragedy that is prevalent in developing countries of the world and has been described as one of the major public health challenges in Nigeria. The persistent high rate of child and infant mortality has attracted the global attention, in which its reduction has specifically become a part of the Millennium Development Goals, Nige... Continue Reading
This study is an assessment of the effects of the implementation of contributory pension scheme on retirement benefits in Kano state: A study of Kano State Pension Fund Trustees from 2007-2015. The problem investigated revolves around the effect of the implementation of CPS on timely payment of retirement benefits, the effects of compliance with th... Continue Reading
The training of primary school teachers is of utmost importance. However, little is known about the capacity of the National Teachers’ Institute (NTI) in the improvement of teachers’ capacity building in the classroom situation. This study examines the impact of National Teachers’ Institute training programme on the capacity ... Continue Reading
The aim of every investor is to invest in such shares or stocks that will maximise his/her wealth. Dividend Payments and Capital gains form the basic sources of earnings in investment in stocks. In order to enjoy any of the two sources, the firm must have a sound corporate performance. However, cash dividends drain funds that should have constitu... Continue Reading
Long Military Rule in Nigeria, has made the Legislature, an infant arm of government compared to the executive and the judiciary which were functional even under the Military regimes for about three decades since independence in 1960. The Legislature therefore, is a symbol of democracy, serves as the most salient dimension of democracy, and wil... Continue Reading
The study examines the effect of firm characteristics on the capital structure of listed food and beverages companies in Nigeria from the perspective of pecking order and trade off theories. The study uses secondary data collected by means of documentation for the period of ten years ranging from 2005-2014. The research design employed was correlat... Continue Reading
The series of ethnic and religious conflict in Kaduna State necessitated the research topic â€�“Effect of ethno-religious conflict on the development of Local Government in Kaduna State with the aim and objective to examine the effect of ethnic and religious conflict; and to find out how these conflicts at the Local Government level can be abat... Continue Reading
External auditors conduct an independent examination of a firm‟s financial statements, records and supporting documents and give opinion about the truth and fairness of the reports, and that the report is free from material misstatements and errors. While, this can be considered as a good control mechanism for ensuring the quality of corporat... Continue Reading
When a firm has more than one project to consider at any one time, the portfolio theory approach is used to define the risk of one project in terms of its effect on the overall riskiness of the complete portfolio of projects the firm is undertaking. The problem of man has always been the allocation of scarce resources and choosing between alternati... Continue Reading