This research work was aimed at determining the impact on management of insurance companies in Nigeria with particular reference to UNIC INSURANCE PLC
    A structured questionnaire made up of a little combination of some dictatorship and open ended questions was developed and distributed to a total of 80 male and female employees of UNIC INSURANCE PLC.
    The data collected were analyzed using percentages, mean     and rank order. Based on the above  major findings include;
1,    That the human and non-human resources available in the     insurance company are not adequate.
2.    That UNIC INSURANCEPLC has not experienced any form of     friend.
3.    Under interference and insanity of the job/position of     supervisions affect the objetinty of their reports and     recommendations.
4.    That non-implementation of previous reports affect the     function     of supervisors.   
    Based on these findings, the following efficiency and     effectiveness in the management of insurance companies.
a.    That Insurance companies should use delegation as a supervisory strategy to be in professional touch with all the department in the insurance company.
b.    A  programme of in-service education and training should be given to staff on regular basis to enable them get abreact with the changing demand of time him.
c.    Insurance companies should consistently organize seminars .Staff meeting, individual conferences, professional lectures and provision of office bulletins
d.    Staff safety and welfare packages must be adequately assured for proper continuity.

Title page                                    ii
Approval page                                iii
Dedication.                                    iv
Acknowledgement                            v
Abstract                                    vi
Table of contents                                viii

CHAPTER ONE
Introduction                                1
1.1    Background of the study                    1
1.2    Statement of problems                        3
1.3    Purpose of the study                        4
1.4    Test of Hypothesis                        5
1.5    Significance of the study                    5

CHAPTER TWO
Review of related literature                        8
2.1    insurance company organization                8
2.2    Under writing                             11
2.3    Theory of rating                            21
2.4    Premium rating in non-life insurance            23
2.5    Premium change in life insurance                25
2.6    Sources of insurance company fund                27
2.7    The investment of insurance company fund        30
2.8    Insurance company account                    31
2.9    Summary of the review literature                32

CHAPTER THREE        
Research methodology                            34
3.1    Area of study                            34
3.2    Population                                34
3.3    Sample and sampling procedure                34
3.4    Instrument for data collection                    36
3.5    Validation of research instrument                 37
3.6    Reliability of research instrument                38
3.7    Administration of the research instrument            37
3.8    Method of date analysis                        39

CHAPTER FOUR    
Data presentation and results                        41
4.1    Date presentation and analysis                 41

CHAPTER FIVE
Discussion of results                            48
5.1    Discussion of findings                        48
5.2    Conclusion                                51
5.3    Recommendation                            52
5.4    Limitation of study                        54
Appendices                             56