Presented To

Department of Administration


This study investigated the credit facilities available to rural women in business; The case of United Bank of Africa, Samaru Branch. The study also attempted to find out: 1. The lending practices and procedures of the bank, U.B.A. Samaru Branch with the sole aim of identifying lapses if any. 2. The efficiency of the bank's lending policies in terms of bad debts and ways of effecting repayments of the loan and interest when due or in case of default. 3. The problems perceived by both the bank and rural women with respect to credit functions in U.B.A. and make recommendations to improve the functions. The main research techniques adopted to collect data was mainly personal interview of both the bank officials and the beneficiaries of loans from the bank. The data collected was simply analyzed using simple descriptive statistics i.e. (percentage, frequency tables). It was found that UBA Samaru Branch considered lending as the most important services and thus gave loans for production, general commerce and services, public utilities and transport. The findings also revealed that lending principles of the bank holds character and capability of the customer very important, and that a good security and the ability of the customer to repay the loan when due was also considered before a lending decision was made by the bank, However, the findings revealed amongst other things that the beneficiaries of UBA loan complained that the conditions attached to the loan posed a serious constraint to rural business women particularly when most of them are illiterate and thus, were either unaware of such credit facilities or those that are aware cannot grasp the procedure of procuring such credit. Appropriate suggestions and recommendations in view of the findings were also given.


That this Material is a Complete Project, Well Written and Contains 1 to 5 Chapters.

Click the download Button Below to Download the complete work. OR Call/WhatsApp Admin on: 08144786223 for Inquiry. Thank You

About E-Project Material Centre

E-Project Material Centre is a web service aimed at successfully assisting final year students with quality, well researched, reliable and ready made project work. Our materials are recent, complete (chapter 1 to Minimum of Chapter 5, with references) and well written.INSTANT ACCESS! INSTANT DOWNLOAD. Simply select your department, choose from our list of topics available and explore your data

Why Students Love to Use E-Project Material ?

Guaranteed Delivery Getting your project delivered on time is essential. You cannot afford to turn in your project past the deadline. That is why you must get your project online from a company that guarantees to meet your deadline. e-Project Topics Material Centre is happy to offer instant delivery of projects listed on our website. We can handle just about any deadline you send our way. Satisfaction Guaranteed We always do whatever is necessary to ensure every customer's satisfaction


E-Project Topics Material Centre will only provide projects as a reference for your research. The projects ordered and produced should be used as a guide or framework for your own project. The contents of the projects should be able to help you in generating new ideas and thoughts for your own project. It is the aim of e-Project Topics Centre to only provide guidance by which the projects should be pursued. We are neither encouraging any form of plagiarism nor are we advocating the use of the projects produced herein for cheating.

Terms and Condition

Using our service is LEGAL and IS NOT prohibited by any university/college policies You are allowed to use the original model papers you will receive in the following ways:
  • As a source for additional understanding of the subject
  • As a source for ideas for you own research (if properly referenced)
  • For PROPER paraphrasing ( see your university definition of plagiarism and acceptable paraphrase) Direct citing ( if referenced properly)
Thank you so much for your respect to the authors copyright