The study on the roles of micro finance institutions (MFI) in Kaduna metropolis, base on a survey of five MFIs Yamans's sampling technique was used to determine the sample size in this research work. Primary data was gathered through the administration of questionnaires. In testing the various hypotheses, the chi-square method was used. The findings indicated that there is inadequate knowledge on the part of small scale entrepreneurs on improved lending conditions of MFIs, clients' apathy and the number of beneficiaries seems to be small. The recommendation given in the study include: information dissemination and Involvement of clients, proper documentation of records to meet the diverse loan requirements of clients and proper documentation of records by the Kaduna state ministry of commerce and Industry.