ABSTRACT
There is no doubt that 50% of bank failure in our country
today is as result of inadequate liquidity in our commercial banks. Problem of inadequate in our commercial banks is of great concern. No doubt the CBN governor brings out the new one billion naira capitalization base for all commercial banks. In the course of writing this projects the researcher unfold some solution to the above mention problem. This study is intended to final casting solution to the dual problem of excess liquidity and shortage, there of confronting commercial banking the effect and restrictions of these two extremes on the following:
1. Profitability in commercial banks
2. Liquidity as well as the computation etc.