THE ROLE OF COMMERCIAL BANKS IN FINANCING THE AGRICULTURAL SECTOR IN ENUGU STATE

By

OKEKE HELEN I. REG. NO.: AC/N2002/322.

Presented To

Department of Accountancy

        This study was done to determine the roles of commercial banks in financing the agricultural sector in Enugu State. The objectives were specifically to determine the volume of loan advances on agricultural development vis-à-vis the contributions to agricultural productions in the state. Also considered in this study were the problems faced by the scheme in the delivery of credit to the farmers.
    The required information for the realization of these objectives was gathered by the personal interviewers and some journals and publications.
    Some analysis shows that the loan advanced to farmers by the scheme made. Limited impact on agricultural development, as the net additions to the supply of agricultural commodities are minimal.
    The study also indicated shortage of working personal and low loan repayment rate as the major factor militating and reducing the performances of the scheme.
 

TABLE OF CONTENTS
Title page                                ii
Approval page                             iii
Dedication                                 iv
Preface                                 v
Table of contents                             vi

CHAPTER ONE
Introduction          
1.1    Statement of problem                     1    
1.2    Objectives and purpose of the dissertation         4
1.3    Delimitation and limitations of the study          4

CHAPTER TWO
2.1    Role of agricultural credit                 6
2.2    View on agricultural finance                 9
2.3    Role of commercial bank in financing     
agricultural sector in Enugu state.            12

CHAPTER THREE
3.1    Summary                             14
3.2    Recommendations                         15
3.3    Conclusion                             17
References                                 19