THE ROLE OF COMMERCIAL BANKS IN FINANCING THE AGRICULTURAL SECTOR IN ENUGU STATE
By
OKEKE HELEN I. REG. NO.: AC/N2002/322.
Presented To
Department of Accountancy
PREFACE
This study was done to determine the roles of commercial banks in financing the agricultural sector in Enugu State. The objectives were specifically to determine the volume of loan advances on agricultural development vis-Ã -vis the contributions to agricultural productions in the state. Also considered in this study were the problems faced by the scheme in the delivery of credit to the farmers.
The required information for the realization of these objectives was gathered by the personal interviewers and some journals and publications.
Some analysis shows that the loan advanced to farmers by the scheme made. Limited impact on agricultural development, as the net additions to the supply of agricultural commodities are minimal.
The study also indicated shortage of working personal and low loan repayment rate as the major factor militating and reducing the performances of the scheme.
TABLE OF CONTENTS
Title page ii
Approval page iii
Dedication iv
Preface v
Table of contents vi
CHAPTER ONE
Introduction
1.1 Statement of problem 1
1.2 Objectives and purpose of the dissertation 4
1.3 Delimitation and limitations of the study 4
CHAPTER TWO
2.1 Role of agricultural credit 6
2.2 View on agricultural finance 9
2.3 Role of commercial bank in financing
agricultural sector in Enugu state. 12
CHAPTER THREE
3.1 Summary 14
3.2 Recommendations 15
3.3 Conclusion 17
References 19