THE IMPACT OF MICRO-FINANCE ON ENTREPRENEURIAL DEVELOPMENT IN NIGERIA
By
Uchenna O.
Presented To
Department of Business Administration and Management
ABSTRACT
This study critically looked into the impact of Micro-finance Firms on
Entrepreneurial development in Nigeria, using Kenechukwu Micro Finance Bank
Nsukka as a case study. The view was to ascertain the impact of Micro-finance
on Entrepreneurship with reference to the organization under study. The contents
of this research work were presented in five chapters. The study put together
related literature on the topic. Both Primary and Secondary data were extremely
made use of. Tables, simple percentages and absolute numbers were the tools
used in analyzing the data collected from the analysis. It was discovered that the
firm under study has impacted so much on the development of Entrepreneurship
through proactive programmes and strategies in developing and advancing the
growth of Entrepreneurship. Based on these and other findings,
recommendations were made which includes: The need to have a policy that will
have it‟s clear vision and mission. It will help to have a well focused professional
management, diverse and professional board that will have the policy at heart.
There is also the need to have an impartial; quick and simple approval and
disbursement procedures that will support innovation and ensure the
achievement of financial self-sufficiency. Economic environment should be made
conducise; government should improve the present state of infrastructure.
TABLE OF CONTENT
Title Page - - - - - - - - - i
Certification - - - - - - - - ii
Dedication - - - - - - - - iii
Acknowledgement - - - - - - - iv
Table of Contents
Abstract - - - - - - - - - v
CHAPTER ONE - INTRODUCTION
1.1 Background of The Study - - - - - 1
1.2 Statement of The Problem - - - - - 5
1.3 Objectives of The Study - - - - - 5
1.4 Research Questions - - - - - 6
1.5 Significance of The Study - - - - - 7
1.6 Scope and Limitations- - - - - 8
1.7 Background of the Case Study - - - - 9
1.8 Definition of Terms - - - - - - 10
REFERENCES - - - - - - - - 12
CHAPTER TWO - LITERATURE REVIEW
2.1 Concept of Micro-Finance - - - - - 13
2.1.1 Definition of Micro-Finance Institution - - 15
2.1.2 Features of Micro-Finance Institution - - 15
2.2 Nature and Development of Entrepreneurship - 16
2.2.1 Characteristics for Entrepreneurial Development 19
2.3 Economic Importance of Entrepreneurial
Development in Nigeria - - - - - 22
2.4 Government and Small-Scale Enterprises - - 26
2.4.1 Problems and Challenges of Enterprises - - 31
2.4.2 Participants in the Micro-finance Institution - 35
2.5 The Micro-Finance Strategies of Kenechukwu
Micro-Finance Nsukka - - - - 36
2.6 Impact of Micro-Finance in the Development of Small
Business Enterprises - - - - - 39
2.7 Problems of Micro-Finance Institution - - 40
2.8 The Strategies of Micro Finance
Institution - - - - - - - 41
References - - - - - - - 45
CHAPTER THREE - RESEARCH METHODOLOGY
3.1 Research Design - - - - - - 46
3.2 Method of Data Collection - - - - 46
3.3 Sources of Data - - - - - - 47
3.3.1 Primary Sources of Data - - - - - 48
3.3.2 Secondary Sources of Data - - - - 48
3.4 Population of the Study - - - - - 48
3.5 Method of Data Analysis - - - - - 49
3.6 Validation of Instrument - - - - - 50
CHAPTER FOUR
4.0 Presentation, Interpretation and
Analysis of Data - - - - - - 51
4.1 Data Presentation - - - - - - 52
CHAPTER FIVE
SUMMARY OF FINDINGS, RECOMMENDATION
AND CONCLUSIONS
5.1 Summary of Findings - - - - - 50
5.2 Recommendation - - - - - 61
5.3 Conclusion - - - - - - 64
Bibliography - - - - - - - - 66
Appendix I - - - - - - - - 68
Appendix II - - - - - - - - 69
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