IMPACT OF COMPUTERIZATION IN A BANKING INDUSTRY

(A CASE STUDY OF UNITED BANK FOR AFRICAN STATION ROAD)

By

ANIH INNOCENT OGBU PA/AC/N2002/017

Presented To

Department of Accountancy

ABSTRACT

The purpose of this study is to actually highlight the impact computerization has put forth on the banking industry since its involvement into the industry. It would also identify the uses which the computer would be put into in order to increase the operation efficiency and effectives of the banks.
However, the study would pay special attention to the united bank for Africa plc (UBA) in trying to state the effect of computer and its uses in banking industry.  The study is designed to give an overview of a computer application to the numerous service being rendered in our banks, how it affected output and efficiency, also how it has helped to improved the bank accounting information and storage system.The study would look into the historical development of computer to enable us appreciate the dynamic nature of computer development.
Also the historical background of united bank for African plc (UBA) shall be examined the bank in computer utilization from its inception till date.
The content of the study would be directed towards actually banking activities and transactions. It would be such as to help in laying a foundation for anybody who does not have experience of the application of computers in banking have experiences of the application of computers in banking have a better understanding and conceptualization of its intricacies of operations. 
The study would also provide an appraisal of the operational performance of the computer system, the problems associated with the use of the machine and provide possible solution to minister or eliminate the problems.

TABLE OF CONTENTS

Title page 
Approval page 
Dedication 
Acknowledgement
Table of contents
List of table 
Abstract   

Chapter one 
Introduction 
1.1 Background of the study 
1.2 Statement of problem 
1.3 Objective of the study 
1.4 Significance of study 
1.5 Scope / delimitation of study 
1.6 Definition of terms 

Chapter two  
2.0 Literature review 
2.1 An overview 
2.2 Theoretical frame work for analysis introduction to organization conception 
2.3 The Evolution of compiler
2.4 The role of compiler system in modern banking operation.
2.5 Computerization of customers service in the Nigeria banks 
2.6 Structure of a computer system
2.7 Computer and information system
2.8 The impact of computerization in banking 
2.9 Banking operation 
2.10 UBA and computer 

Chapter three 
3.0 Research methodology 
3.1 Research design 
3.2 Area of study 
3.3 Population of study 
3.4 Sample and sample technique 
3.5 Instrument for data collection 
3.6 Validation and reliability of instrument 
3.7 Reliability of information 
3.8 Method of data analysis 

Chapter four 
4.0 Data presentation and results 
4.1 Analysis of data 
4.2 Summarized result 

Chapter five 
5.1 Discussion of finding 
5.2 Conclusion 
5.3 Recommendation 
5.4 Implication of the study 
5.5 Limitation of study 
References 
Appendix  


LIST OF TABLE

4.1 Table 4.1 shows that united bank for African Plc was computerized to a certain extent.
4.2 Shows that computerization in the banking services will have great impact on a very high degree. 
4.3 Proved that introduction of computer has speeded up services at UBA Plc. 
4.4 Proved that it has been an increase in the banks deposit since it was computerized.
4.5 Shows that they would attributed the increase to the introduction of computers.  
4.6 Proved that computer has really helped to reduce the cost of running bank services in the  banks, where it has been introduced. 
4.7 Shows that introduction of computer in their banks has made information storage retrieval and usage.
4.8 Proved that computerization has made the banking services less burden some.

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