The trust of this paper is the evaluation of the I.M.F loan policy on developing nations with Nigeria as a case study.  The paper begins by giving a brief stored perspective of fund. The structure, it’s operating procedure and its lending policies.
    The study also tries to know why the implementation of funds loan usually goes with adverse effect on the economy of the developing nations.
    It further tries to know whether the western countries are using the fund as an instrument for controlling the economy of the developing nations. The study as can be seen will be of a great interest to both the developing nations and their financial accommodators. By using a set of questionnaire, a number of selected bankers and research centers were used for the study in order to find out their opinion on the issue at hand.
    Analysis of the data using percentage and Chi â€" square were used in analyzing questions and testing of the hypothesis.
    This reveals that IMF is not meeting up with it’s objectives, especially in the areas of helping out countries that are in financial difficulties by making the funds resources temporary available to them and equate safeguard this providing them with opportunity to correct mere adjustments in their balance of payment.
    The funds only does this by providing these funds under harsh condition which if adopted by the developing nations normally compound their economic problems.
Secondly, the conditionalities given by the fund on their loans diffter between the developed nations and the developing nations.
    Thirdly, the loading condition of the fund to the developing nations are usually unfavourable to them.
    Lastly, the study also revealed that the developed nations are using the fund to control the economy of the developing nations.
    From the research findings, specific and generalized suggestions are made for the gradual and systematic solution to the problem.  These include.
1.    Relaxation of the harsh conditionalities being given to developing countries by IMF as the fund was mainly established having in mind the need to help out countries that are in econominc difficulties without special concession to any country or group of countries.
2.    Mere lowering of the funds interest rate on borrowed funds thereby attracting countries experiencing economic difficulties to borrow from the fund.
3.    the fund should be acting in depending of any nation be it developed or not.
 

TABLE OF CONTENTS
Title page                                    ii
Approval page                                iii
Dedication                                    iv
Acknowledgement                                v
Abstract                                    vi
Table of content                                viii

CHAPTER ONE
1.0    Introduction                                1
1.1    Statement of problem                        5
1.2    Objectives of the study                        6
1.3    Research questions                            7
1.4    Research hypothesis                        7
1.5    Significance of the study                        8
1.6    Scope of the study                            9
1.7    Definition of term                            10
Reference                                12

CHAPTER TWO    
2.0    Review Of Related Literature                    13
2.1    Organization and structure of fund                13
2.2    I.M.F debate in Nigeria                        26
2.3    An approval of the I.M.F Loan in Nigeria            42
    Reference                                    45

CHAPTER THREE
3.0    Research Design And Methodology                47
3.1    Introduction                                47
3.2    research method                            47        
3.3    Research population analytical techniques.            49
Reference                                52

CHAPTER FOUR
4.0    DATA PRESENTATION AND ANALYSIS        53
4.1    Test of Hypothesis                            63

CHAPTER FIVE        
5.0    Summary of findings, conclusion and recommendation    70
5.1    Findings                                70
5.2    Recommendation                            70
5.3    Conclusion                                71
5.4    Additional Conclusion                        72
Bibliography                            73
Questionnaire                            74