This study was designed to identify and examine girl-child education and its challenges in Kagarko and SabonGari Local Government Areas of Kaduna state. The main objectives of the study are: to ascertain the level of girl-child education; to evaluate the contributions of the study areas towards girl-child; to identify and discuss challenges of girl-child education in the study areas; and to make recommendations that will improve girl-child education. Two null hypotheses on girl-child education and its challenges were formulated to guide the work. 

The survey research design was adopted for the research work. The Steely Yamane‟s formula and the exponential method for population projection were adopted to arrive at the sample size. Simple random technique and the purposive sampling technique were adopted for the administration of questionnaires and interview respectively. 

The descriptive statistical tools such as tables and simple percentages were employed in data presentation and analysis. Also the chi square test was used to analyze the data collected using SPSS. It was found that despite the availability of schools and frequent enrolment of students in the study areas, the rate of completion is still low compare to their male counterparts. This is because of the following challenges: financial constraints, ignorance and non-challant attitude of parents and girls, hawking and house chores, early marriage and teenage pregnancy, distance of schools, poor toilet facilities and school infrastructures, ineffective government policies and programmes. 

Government of the study areas have tried in encouraging girl-child education but the people in the study areas still feel the government should do more in creating awareness and encouraging education in their areas. Based on the findings, it was recommended that; the government should do more by organizing seminars and campaigns on the importance of girl-child education so as to disabuse the minds of parent‟s and girls from their non-challant attitude towards education, more schools should be built closer to the people, early marriage should be abolished until the girl-child has attained a certain level of education, schools should be rehabilitated and equipped with the necessary facilities, teacher‟s welfare should be considered and opportunities for income generating activities should be given to parents by government agencies and NGOs