THE SOURCES AND USES OF FUNDS IN COOPERATIVE BUSINESS ENTERPRISES THE NIGERIAN SITUATION

By

OKOH NNEKA G.

Presented To

Department of Cooperative Economic And Management

ABSTRACT

This study is an attempt to know the ways in which sources and uses of funds in cooperative business enterprises of Nigeria situation.  Both governmental and non governmental have driven financial sustainability and integrated community development among funds in Nigeria.  in the process the study examined the extent to which sources and uses of funds in cooperative business enterprises have resulted in an economic, social and political empowerment.  Funds are generally considered to be at the lowest rung of the poverty ladder in Nigeria, the study extrapolated the effects of funds on the mitigation of poverty.  This helps us to know the implication of financing cooperative capital in an economic activities and enterprises.  The theoretical bases of analyzing funds is because of the low economic status in Nigeria society.  There is a general likelihood  that the financing approach is targeted at women.  This approach from the Nigerian perspective was realized and tested and selected in three micro finance (1) Non â“ organization  (2) Government assisted micro finance organization: Country Women Association of Nigeria (COWAN), the Peoples Bank of Nigeria and Family Economic Assistance Programmes.  The latter two are both federally operated institutions of the government of Nigeria aimed at providing credit to those who ordinarily would not get them and by so doing raise their economic status and help to eliminate poverty.  The proposition of funds are:
1. There a direct relationship between microcredit availability and economic development 
2. There is a direct relationship between microcredit and women empowerment in Nigeria
3. The availability of microcredit facilitates income generating activities among people and contributes to their increased standard of living.
4. There is an association between microfinancial institutions and the development of financial sustainability among Nigeria women and 
5. That microfinancial institutions are directly associated with women leadership development in Nigerian.
It has been reported that at an international conference in 1998, âdonors and governments renewed their commitments to advancing women regenerating environmental resources and providing sustainable livelihood for allâ.  The contention is that micrfinance is at the core of each of these three goals.  This is because microfinance provides the means to generates income that eventually leads to a sustainable development.  Funds constitute and provide the drive to develop  a âbroad accessâ  to the financial resources to the poor in order to provide the basic requirements for sustainable development.

TABLE OF CONTENTS
TITLE PAGE
APPROVAL PAGE
DEDICATION
ACKNOWLEDGEMENT
TABLE OF CONTENTS

CHAPTER ONE
1.1 BACKGROUND OF STUDY
1.2 STATEMENT OF RESEARCH PROBLEM
1.3 SCOPE OF THE STUDY
1.4 LIMITATION OF THE STUDY
1.5 OBJECTIVE OF THE STUDY
1.6 IMPORTANCE OF THE STUDY
1.7 RESEARCH QUESTION
1.8 HISTORICAL BACKGROUND OF THE STUDY
1.9 DEFINITION OF TERM

CHAPTER  TWO
2.0 REVIEW OF LITERATURE
2.1 PRINCIPLES OF THE COOPERATIVE BUSINESS ENTERPRISE
2.2 SOURCES AND METHODS OF COOPERATIVE FINANCE
2.3 OWNED CAPITAL
2.4 EXTERNAL OR BORROWED FUND
2.5 SELECTING FUND PROGRAMMES IN NIGERIA
2.6 SOURCES OF FUND: BRIEF OVERVIEW

CHAPTER THREE
3.0 DATA ANALYSIS INTERPRETATION
3.1 INTRODUCTION

CHAPTER FOUR
4.0 CONCLUSIONS AND RECOMMENDATIONS
4.1 RECOMMENDATIONS
QUESTIONNAIRE ON COOPERATIVES
BIBLIOGRAPHY

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