AN EXAMINATION OF THE ROLE OF CO-OPERATIVE THRIFT AND CREDIT SOCIETIES IN AGRICULTURAL FINANCING

(A CASE STUDY OF SELECTED CO-OPERATIVE THRIFT AND CREDIT SOCIETIES IN ENUGU STATE)

By

ILOAMUZOR LILIAN .A.

Presented To

Department of Cooperative Economic And Management

 ABSTRACT

In Nigeria, agriculture has remained the prime mover of the economy from pass government and individual attention have been focused to significantly  improve the adequacy of the this sector. In this prefect, efforts have been made to examine the role of the co-operative thrift and credit societies in the financing of agriculture in the nation.  As a result of circumstances beyond the control of the researcher, selected co-operative societies in Enugu state has been chosen as a case study.  Therefore, to arrive at a meaningful and dependable conclusion, a  selection of co-operative societies in the state have been made and studied.  It is believed  that generalization would be made on the entire nation using the reseat arrived at in this research.  The project is divided into five chapters to enhance understanding and comprehension.  In chapter one an introduction of research was made.   Among other things in this chapter, the objective of the study and testable hypothesis were established.
Chapter two concentrated on the literature review, here materials relating to the project topic were thoroughly examined.  In chapter three which further on the design and methodology of the research the source and types of data 
were established the technique for the presentation and analysis of the data were outlined.
In chapter four, the data so collected were presented on bar chart.  The hypothesis were tested and analysis using the chi-square testing technique relationship were necessary established using the spear man’s rank order correction co-efficient the perfect was finally concluded in chapter five.



TABLE OF CONTENTS
TITLE PAGE
APPROVAL PAGE
DEDICATION
ACKNOWLEDGEMENT 
ABSTRACT
TABLE OF CONTENTS

CHAPTER ONE 
1.0     INTRODUCTION
1.1 BACKGROUND OF THE STUDY
1.2 STATEMENT OF THE PROBLEM
1.3 OBJECTIVES OF THE STUDY
1.4 RESEARCH QUESTION
1.5 SIGNIFICANCE OF THE STUDY
1.6 SCOPE AND LIMITATIONS OF THE STUDY
1.7 DEFINITION OF TERMS
              
CHAPTER TWO
2.1            THE CONCEPT OF AGRICULTURAL PRODUCTION IN     
                 NIGERIA.
2.2           CO-OPERATIVES IN NIGERIA CONCEPT ORIGIN AND 
                STRUCTURE. 
2.2A.      CONCEPT
2.2B.      ORIGIN OF CO-OPERATIVE MOVEMENT IN NIGERIA
2.2C.      ORIGIN OF CO-OPERATIVE MOVEMENT IN ENUGU STATE
2.3 TYPES OF CO-OPERATIVE SOCIETIES IN ENUGU STATE
2.4 PROBLEMS OF AGRICULTURAL DEVELOPMENT IN ENUGU STATE.
2.5 IMPORTANCE OF CREDIT TO FARMERS IN ENUGU STATE.
2.6 PROBLEMS OF THE CO-OPERATIVES IN ENUGU STATE.
2.7 RURAL BANKING SCHEME AND AGRICULTURAL FARMING.
2.8 ANALYSIS OF CO-OPERATIVE SOCIETIES  PERFORMANCE IN GRANTING CREDITS TO MEMBERS FOR AGRICULTURAL DEVELOPMENT.
2.9 NIGERIAN AGRICULTURAL AND CO-OPERATIVE BANK LIMITED (NACB).
REFERENCE.

CHAPTER THREE
3.0 RESEARCH METHODOLOGY AND DESIGN
3.1       INTRODUCTION
3.2 SOURCES OF DATA
3.2.1 PRIMARY SOURCES OF DATA
3.2.2 SECONDARY SOURCES OF DATA
3.3 POPULATION SIZE
3.4 SAMPLE SIZE
3.5 QUESTIONNAIRE DESIGN
3.6 METHOD OF SAMPLE SELECTION
3.7 DATA PRESENTATION
3.8 METHOD OF DATA ANALYSIS 
REFERENCE
                     
CHAPTER FOUR
4.0 DATA PRESENTATION AND ANALYSIS
4.1        INTRODUCTION
4.2 QUESTIONNAIRE  ADMINISTRATION
4.3 DEMOGRAPHIC CHARACTERISTIC OF RESPONDENTS
ANALYSIS OF RESPONSES FROM OFFICIALS OF CO-OPERATIVE SOCIETIES.
4.4 TEST OF HYPOTHESIS.

CHAPTER FIVE
5.0       SUMMARY OF FINDINGS, CONCLUSION AND 
            RECOMMENDATIONS
5.1 INTRODUCTION
5.2 SUMMARY OF FINDINGS
5.3 RECOMMENDATIONS
5.4 CONCLUSION
BIBLIOGRAPHY
QUESTIONNAIRE.                                

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