A profession is a vocation whose practice is founded upon an understanding of the theoretical structure of some departments of learning and upon the capabilities accompanying such as understanding. This understanding and these capabilities are applied to, vital practical affairs of man. The practices of the profession are modified by knowledge of a generalized nature and by the accumulated wisdom and experience of mankind, which serves to correct the vital needs of man considers its first ethical imperative to be altruistic service to the client K. F. Andrews. 

The act of investing in Housing co-operative is only the first step towards the investment of capital. In order to achieve its objective the Housing co-operative enterprises must be successfully and profitably operated as a business. 

Moreso, thee is a need to crate this inevitable awareness that Housing co-operative business should be managed effectively, profitability and professionally. 

Therefore, this work seeks to identify what development is all about and attempts an evaluation of the level of involvement of professional Housing co-operatives in Enugu using Trans-Ekulu and Abakpa Housing Estate as a test case. 

Title page i

Certification ii

Dedication iii

Acknowledgment iv

Abstract v

Table of contents v

1.0 Introduction   1

1.1 Statement of the problem 3

1.2 Background and needs for the study 5

1.3 Aims and objectives 7

1.4 Significance of study 8 

1.5 Scope of study 9

1.6 Research question 10

1.7 Limitation 10

1.8 Definition of terms 11

2.0 Literature review   14

2.1 Definition of co-operative societies   14

2.2 Functions of housing co-operative society   19

2.3 Types of co-operative societies     23

2.4 Sources of founds for housing co-operative societies   27

2.5 Sources of factor input for housing delivery 

by co-operation societies   33

2.6 The role of co-operative societies in housing delivery   34

2.7 Problems of housing co-operative societies   35

2.8 Operation of housing co-operative societies in banks   39

2.9 Functions of housing co-operative societies in housing delivery     39

2.10 Findings    41

3.0 Research methodology   45

3.1 Restatement of problems   45

3.2 Study area   46

3.2.1 Population   47

3.3 Research population and sample size 48

3.4 Data presentation procedure 49

3.5 Sample and sampling procedure 49

3.6 Method of data collection 50

3.7 Data presentation and analysis     50

4.0 Introduction 52

4.1 Presentation of data on the distribution within the 

two local government areas in Enugu east and Enugu west 52

4.2 Distribution of questionnaires within two income groups in the two L.G.A  54

4.3 The contribution of the actors to the operations of cooperative societies 56

4.4 Presentation of data on size and structure of household       58

4.5 Information on the present accommodation of respondents 58

4.6 Interest in cooperative activities 60

4.7 Types of housing cooperative favoured 61 

4.8 Savings propensity of respondents 62

4.9 Readings of respondents to offer self help 63

5.1 Findings 64

5.2 Summary 65

5.3 Conclusion 66

5.4 Recommendations 67