ABLE OF CONTENTS
Title Page I
Certification Ii
Dedication Iii
Acknowledgements Iv
Abstract V
Table Of Contents Vi
CHAPTER ONE: INTRODUCTION
1.1 BACKGROUND TO THE STUDY 1
1.2 STATEMENT OF THE PROBLEM 3
1.3 OBJECTIVES OF THE STUDY 4
1.4 SIGNIFICANCE OF THE STUDY 5
1.5 SCOPES AND LIMITATION 5
1.6 DEFINITION OF TERMS 5
REFERENCES 7
CHAPTER TWO: LITERATURE REVIEW
2.2 INTRODUCTION 8
2.3 ADVANTAGES OF SSE’s 11
2.4 ROLES OF SSE’S IN NATIONAL DEVELOPMENT 11
2.5 PROBLEM OF SMALL SCALE ENTERPRISES 15
2.6 CONCEPTUALIZING UNEMPLOYMENT /EMPLOYMENT 17
2.6.1 THE CLASSICAL THEORY 17
2.6.2 THE KEYNESIAN THEORY OF UNEMPLOYMENT/EMPLOYMENT 20
2.6.3 OTHER THEORIES OF EMPLOYMENT 22
2.7 ECONOMIC GROWTH 23
2.7.1 ECONOMIC GROWTH AND DEVELOPMENT 24
2.8 SMALL AND MEDIUM SCALE SMEs CAPACITY BUILDING
IN NIGERIA 26
2.9 STRATEGY: CONCEPT AND ADAPTATION TO SMALL SCALE
2.8 SMALL AND MEDIUM SCALE SMES STRATEGY FOR 30
2.9 FINANCES OF SMALL " SCALE ENTERPRISE 32
2.9.1 SMALL " SCALE INDUSTRIES CREDIT SCHEME 33
2.10 THE NIGERIA BANK FOR COMMERCE AND 34
2.10.1 INDUSTRIAL DEVELOPMENT CENTER (IDC) 35
2.10.2 THE NATIONAL ECONOMIC RECONSTRUCTION FUND
(NERFUND) 35
2.10.3 SMALL AND MEDIUM ENTERPRISES LOAN SCHEME 47
REFERENCES 52
CHAPTER THREE: RESEARCH METHODOLOGY
3.1 INTRODUCTION 54
3.2 RESTATEMENT OF THE RESEARCH QUESTIONS 54
3.4 RESTATEMENT OF THE RESEARCH HYPOTHESES 55
3.5 THE POPULATION OF THE STUDY 55
3.6 SAMPLE SIZE AND SAMPLING PROCEDURE 56
3.7 SOURCE OF DATA/METHOD OF DATA COLLECTION 56
3.8 METHOD OF DATA ANALYSIS 56
CHAPTER FOUR: PRESENTATION AND ANALYSIS OF DATA COLLECTED
4.1 INTRODUCTION 58
4.2 DATA PRESENTATION AND ANALYSIS 58
4.2.1 TESTING OF HYPOTHESES 68
DISCUSSION OF RESULT 72
REFERENCES 74
CHAPTER FIVE: SUMMARY, RECOMMENDATIONS AND CONCLUSION
1.1 SUMMARY 75
5.2 RECOMMENDATIONS AND CONCLUSION 78
BIBLIOGRAPHY 81
QUESTIONNAIRE 83