COMPUTERIZATION OF BANKING SERVICE ITS EFFECT ON THE EFFICIENCY OF BANKING SERVICE IN NIGERIA

By

ANYANWU CHIDI .K.

Presented To

Banking and Finance Department

📄 Pages: 35 🧠 Words: 4284 📚 Chapters: 5 🗂️️ For: PROJECT

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ABSTRACT

This research project work was undertaken with a purpose of determining and evaluation of the effect of computerizing banking service and its efficiency on the banking services in Nigeria.

The effect of computerizing the banking services on the behavioural aspect of management information system are Aggression Avoidance and projection on the other hand, other operational pressures are maintaining the system; personal problems in the book-keeping department, maintaining book-keeping machines.

Expanding volume of operation; need to accommodate the increasing volume, need to maintain or reduce cost. Unsatisfactory output; errors in terms of reports and statement delays in work processing. Needs or system change.

The study has a library research and empirical study. Additional information were collected from journals bullions textbooks and newspapers etc. It was been clear to me from what I found out that computerizing banking services plays a very big positive effect on Nigeria Banking Services. It provide better information for commercial loan management improves the speed limit & accuracy of services to customers, and also provides necessary data input for advanced financial information systems.

It leads to problem awareness, permit feedback on the implementing of decision, it support problem analysis and selection of alternatives. It influences the choice of the most appropriate option. Also computer are used in implementing strategies or plans for they can also be used for drawing up the budget in constituting investment portfolio and in bankâ€s balance sheet management.

From the word been mentioned above it is quite clear that if Nigeria banks continue to encourage the use of computerized banking service that Nigeria would have a better standard of living & the work of science & technology as regards to computer services.

TABLE OF CONTENT

Title page

Approval page

Abstract

Acknowledgement

Dedication

CHAPTER ONE

INTRODUCTION

1.1 Background of the study

1.2 Statement of the study

1.3 Objective of the study

1.4 Research question

1.5 Significance of the study

1.6 Scope, limitation & delimitation of study

1.7 Definition of term

CHAPTER TWO

2.0 Review of related study

2.1 Why banks use computer

2.2 What can computers do

2.3 Current and part effort at computerization in banks

2.4 Cost of computerization in banks

2.5 Benefits of computerization in banks

Notes

CHAPTER THREE

3.0 Research design and methodology

3.1 Source of data

3.2 Secondary data

3.3 Location of data

3.4 Method of investigation

CHAPTER FOUR

4.0 Findings

4.1 Findings under way banks use computer

4.2 Finding under what computer can do

4.3 Finding under current and past effort of computerization in bank

4.4 Findings under cost of computerization in banks

4.5 Finding under benefits of computerization in banks

CHAPTER FIVE

Recommendation and conclusion

Recommendation

Conclusion

Bibliography