THE ROLE OF BANKS IN FINANCING AGRICULTURAL CO-OPERATIVES SOCIETIES IN NIGERIA
(A CASE STUDY OF NIGERIA AGRICULTURAL CO-OPERATIVE AND RURAL DEVELOPMENT BANK (NACRDB) IN ENUGU )
By
STELLA ONYEKUSA
Presented To
Department of Cooperative Economic And Management
ABSTRACT
This research project is a very crucial study on the Role of Nigeria Agricultural Co-operative and rural Development Bank. The study is motivated by the necessity to establish the extent of Agricultural Co-operatives.
To solve the research problem primary and secondary data was collected. The data were questionnaire and oral interview. The respondents comprised of personnel of the bank in organizing and presenting data collected, tables’ frequencies and percentages were used. Data analysis and interpretation give the following findings:
1. Criteria for granting loan to co-operative is that they have an account holder, have viable and bankable project and should be credit worthy.2. The impact of NACRA has been very much via FEAP, NACB through micro and macro loans and PBN loans to co-operatives3. Collateral Securities do not pose much problem to give facility to farmers.4. Insurance cover is necessary to cover some degree of risk involved co-operative failure.5. The level of response to wards loan facilities is very satisfactory.6. Loan management by co-operatives is very satisfactory.7. When loan is not repaid, the guarantors are involved and auction of any real estate mortgaged.
Based on the findings the researcher recommends that:
Banks should constitute a feasible alternative for providing financial assistance to support all efforts for further development of co-operative sector.
Banks should develop their farmers by allowing agricultural loan to cover all stages of agricultural production consultation of agricultural specialist by farmer if need be lending should be basically for agricultural activities.
The conclusion of the study is the role NACRDB has major contribution to make in field of agricultural credit. It has proved to be an important channel in providing financial services particularly, credit to small farmers.
TABLE OF CONTENTS
Title page
Approval page
Dedication
Abstract
Table of contents
CHAPTER ONE
1.0 Introduction
1.1 Background of the Study
1.2 Statement of Problem
1.3 Significance of the Study
1.4 Objective of the Study
1.5 Scope of the Study
1.6 Limitation of the Study
1.7 Research questions
1.8 Statement of Hypothesis
1.9 Definition of Terms
References
CHAPTER TWO
2.0 Review of Related Literature
2.1 Problems of Agricultural Finance and Credit in Nigeria
2.2 Agricultural Credit Policies in Nigeria
2.3 THE role of Financial Institution in Development of Agricultural finance
CHAPTER THREE
3.0 Research Design and Methodology
3.1 Area of Study
3.2 Sample and Sample Procedure
3.3 Instrument for data Collection
3.4 Validation of Instrument
3.5 Reliability of Instrument
3.6 Method of Data Collection
CHAPTER FOUR
4.0 Presentation and analysis of Data
4.1 Testing Hypotheses
4.2 Summary of Results
CHAPTER FIVE
5.0 Summary of Findings, Conclusion and Recommendations
5.1 Summary of Findings
5.2 Conclusion
5.3 Recommendations
5.4 suggestions for Further research
BIBLIOGRAPHY
APPENDIX
- FOR ENQUIRY
- [email protected]
- 09019904113
About E-Project Material Centre
E-Project Material Centre is a web service aimed at successfully assisting final year students with quality, well researched, reliable and ready made project work. Our materials are recent, complete (chapter 1 to Minimum of Chapter 5, with references) and well written.INSTANT ACCESS! INSTANT DOWNLOAD. Simply select your department, choose from our list of topics available and explore your data
Why Students Love to Use E-Project Material ?
Guaranteed Delivery Getting your project delivered on time is essential. You cannot afford to turn in your project past the deadline. That is why you must get your project online from a company that guarantees to meet your deadline. e-Project Topics Material Centre is happy to offer instant delivery of projects listed on our website. We can handle just about any deadline you send our way. Satisfaction Guaranteed We always do whatever is necessary to ensure every customer's satisfaction
Disclaimer
E-Project Topics Material Centre will only provide projects as a reference for your research. The projects ordered and produced should be used as a guide or framework for your own project. The contents of the projects should be able to help you in generating new ideas and thoughts for your own project. It is the aim of e-Project Topics Centre to only provide guidance by which the projects should be pursued. We are neither encouraging any form of plagiarism nor are we advocating the use of the projects produced herein for cheating.
Terms and Condition
Using our service is LEGAL and IS NOT prohibited by any university/college policies You are allowed to use the original model papers you will receive in the following ways:
- As a source for additional understanding of the subject
- As a source for ideas for you own research (if properly referenced)
- For PROPER paraphrasing ( see your university definition of plagiarism and acceptable paraphrase) Direct citing ( if referenced properly)
